Texas
Insurance in Texas, in your language.
From Houston to Dallas, Fort Worth to Laredo. We compare 100+ insurers for you — over WhatsApp, with an ITIN, at no cost.
Prefer to talk? Send us a voice note.
What matters here
What you should know if you live in Texas.
Every type of insurance works differently in Texas. Here's what changes — and why comparing here matters more than in other states.
Health
→Texas fact
In Texas you enroll in health coverage through the federal Marketplace (healthcare.gov), and most families get government help paying for their plan.
See health in Texas →Home
→Texas fact
In Texas hail, wind and coastal hurricanes push home premiums up, and rates vary widely between insurers — it pays to compare before you buy.
See home in Texas →Auto
→Texas fact
Texas requires minimum liability of $30,000 per person, $60,000 per accident and $25,000 for property damage (30/60/25).
See auto in Texas →Life
→Texas fact
In Texas you don't need a Social Security number for life insurance: several insurers accept an ITIN or passport, and the policy protects your family here or back home.
See life in Texas →Figures per state insurance departments, 2026. Legal minimums can change — we confirm yours in the chat.
Statewide coverage
Where we serve in Texas.
Everything over WhatsApp, so we reach anywhere in the state. These are the areas where the most families message us.
More coverage
More insurance available in Texas.
We also offer these lines here. Message us and we'll tell you how it applies to you.
Questions about Texas
Common questions in the state.
We serve all of Texas over WhatsApp — including Houston, San Antonio, Dallas, Fort Worth and nearby areas. Wherever you are, we quote you the same, in your language.
Yes. In Texas we work with insurers that accept an ITIN, passport or consular ID. We'll confirm which documents work for each type over WhatsApp.
In Texas hail, wind and coastal hurricanes push home premiums up, and rates vary widely between insurers — it pays to compare before you buy.
Texas requires minimum liability of $30,000 per person, $60,000 per accident and $25,000 for property damage (30/60/25).
Yes. Several insurers operating in Texas issue life policies accepting an ITIN or passport. We confirm which ones apply to you and compare your options over WhatsApp, free and in your language.
By comparing coverage, price and which documents each one accepts — not just the name. Cubierto works with several insurers licensed in Texas and shows you the options that accept your documents, so you choose with real information.
It depends on your age, your health and the coverage you choose — which is why a loose number online is almost never your real price. Quoting with Cubierto is free: message us on WhatsApp and we give you your price in minutes.
Getting a quote is free. Cubierto earns a standard commission from the insurer — at no extra cost to you.
Get your quote in Texas
We reply in minutes, in your language, over WhatsApp.
Get a quote in Texas on WhatsApp