Florida
Insurance in Florida, in your language.
From Miami to Orlando, Kissimmee to Jacksonville. We compare 100+ insurers for you — over WhatsApp, with an ITIN, at no cost.
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What matters here
What you should know if you live in Florida.
Every type of insurance works differently in Florida. Here's what changes — and why comparing here matters more than in other states.
Health
→Florida fact
In Florida you enroll in health coverage through the federal Marketplace (healthcare.gov), and most families get government help paying for their plan.
See health in Florida →Home
→Florida fact
Home insurance in Florida is among the most expensive in the country because of hurricane risk, and several insurers pulled back — so truly comparing can save you a lot.
See home in Florida →Auto
→Florida fact
Florida is a “no-fault” state: the law requires at least $10,000 of PIP coverage and $10,000 of property-damage liability.
See auto in Florida →Figures per state insurance departments, 2026. Legal minimums can change — we confirm yours in the chat.
Statewide coverage
Where we serve in Florida.
Everything over WhatsApp, so we reach anywhere in the state. These are the areas where the most families message us.
More coverage
More insurance available in Florida.
We also offer these lines here. Message us and we'll tell you how it applies to you.
Questions about Florida
Common questions in the state.
We serve all of Florida over WhatsApp — including Miami, Hialeah, Orlando, Kissimmee and nearby areas. Wherever you are, we quote you the same, in your language.
Yes. In Florida we work with insurers that accept an ITIN, passport or consular ID. We'll confirm which documents work for each type over WhatsApp.
Home insurance in Florida is among the most expensive in the country because of hurricane risk, and several insurers pulled back — so truly comparing can save you a lot.
Florida is a “no-fault” state: the law requires at least $10,000 of PIP coverage and $10,000 of property-damage liability.
Getting a quote is free. Cubierto earns a standard commission from the insurer — at no extra cost to you.
Get your quote in Florida
We reply in minutes, in your language, over WhatsApp.
Get a quote in Florida on WhatsApp