How we work

How we choose what we recommend. We compare across the main insurers available in your state and explain your options in plain language — what each one covers, what you pay, and what the insurer pays. Recommendations are based on what your family needs, not on which insurer suits us.

Who pays us. The service costs you $0: insurers pay us a commission when you take out a policy through us. That commission doesn't change your price — you pay the same as going direct.

What we never do. We never charge you to quote or to advise you. We never collect your premium directly — payments go to the insurer. We never share your data with immigration authorities or third parties.

Who signs. Every policy is issued by a licensed insurer and handled by an agent licensed in your state.